Blue Cross Michigan Dental Insurance
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Home > MyBlue > Dental Plans > Personal Blue Dental Plus FAQ Overview Benefits Rates FAQs Forms and materials How to apply Personal Blue Dental PlusSM
FAQ
Your teeth are meant to last a lifetime. Personal Blue Dental and Personal Blue Dental Plus offer dental care coverage to help you maintain your dental health.
Note: If you are currently enrolled in Flexible Blue II or Individual Care Blue Plus medical coverage you are not eligible for this product. We do offer Flexible Blue Dental for individuals enrolled in those products. Please refer to Flexible Blue II or Individual Care Blue Plus or call 1-877-4MY-BLUE(469-2583) from 8 a. m. to 6 p. m. Monday through Friday for more information.
Quality dental care
Blue Cross Blue Shield of Michigan dental plans are backed by the value and commitment you ve come to expect from Michigan s most trusted name in health care. Personal Blue Dental and Personal Blue Dental Plus cover everything from routine cleanings to major restorations.
How are the plans different?
Personal Blue Dental members select a dentist from our PPO network* when receiving dental care. This plan gives members:
Lower monthly premiums
A network discount of up to 40 percent on noncovered services
Annual maximum of $1,250 per member
Visit dentemax. com or call 1-800-752-1547 to find a PPO dentist.
Personal Blue Dental Plus members have the freedom to choose any licensed dentist. Network dentist or not — you’re covered. You have three options when selecting a dentist:
Blue Par SelectSM dentists agree to participate on a per claim basis. So before each procedure, ask whether your dentist participates. Almost all dentists participate with the Blues under this arrangement. Go to blueparselect. com to locate a dentist who may participate.
PPO network dentists always participate and give you discounts on noncovered services and lower out-of-pocket costs than non-network dentists. Finding a PPO dentist is easy. Our network has more than 2,800 dentist access points** in Michigan and more than 88,000 dentist access points nationwide. Visit dentemax. com or call 1-800-752-1547 to find a network dentist.
You may visit nonparticipating dentists, but you may be charged for the difference between our approved amount and the dentist’s charge.
Notes:
Personal Blue Dental members: if you receive care from a non-network dentist, you will be billed for the entire charge.
Personal Blue Dental Plus members: if you receive care from a nonparticipating dentist, you may be billed for the difference between our approved amount and the dentist’s charge. Annual maximum of $1,000 per member.
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